SR22 Insurance

SR22 Insurance
If you are like me and you have had a DUI or a DWI then you know how expensive it can be. After you paid for all the alcohol classes and your lawyers fees and court cost along with paying for the alcohol evaluations and then if you get your license back. Do you think your done and you can just get on with your life? The answer to that is NO, because you now have to buy SR22 Insurance alone with buying regular insurance.

You may be wondering what is SR22 Insurance ?
Basically SR22 insurance is a proof certificate that is filed by an insurance company with the Department of Motor Vehicles upon insured request. SR22 filings are usually filed for up to three consecutive years.

The purpose of an SR22 filing is to monitor and ensure that a driver maintains auto insurance coverage for a period of up to three years. If a driver is required to file an SR22, he or she must have their insurance company file the SR22 with the Department of Motor Vehicles as evidence that the driver has an active insurance policy in force. If the insured does not pay the premiums required to keep their auto insurance policy active, the insurance company will cancel the insurance policy and in turn, will cancel the SR22 filing with the DMV by filing an SR26.

With the currant economy do you really need the added expense? Most likely you don't, but what can you do? What you can do is shop around and try and find the best price. When I first bought my SR22 insurance I got my regular insurance company and then I had my SR22 company. I could afford it but the money I was spending was nuts. So what could I do,well I decided to get on the computer and just look around and get quotes. I learned that if I combined Car Insurance with my SR22 insurance could save money. So don't you think you should check with several companies and get your sr22 insurance quotes now why wait.

Cheap SR22 Insurance

Tips to get Cheap SR22 Insurance
It is so easy to get Cheap SR22 Insurance and that's because I have to tips that will help you save a lot of money and get the best price SR22 Insurance. With this very bad economy out there we need to save as much as we can. Not only can I help you save money and help you get Cheap SR22 Insurance bit I will help you save money on your home and your regular auto insurance as well. It is possible to save hundreds of dollars.

1. Shop around for cheap sr22 insurance and get several quotes!
Get your cheap sr22 insurance quote online by doing that your cutting out the agent and that will save you money right off the bat. If you already have sr22 insurance some companies will give you an online discount just for switching to there company.

2. Combine as many Policies as you can !
If you combine your regular car insurance and your sr22 insurance and your home insurance that will give you a huge discount and if you have a boat and any thing else the more you combine the more you save.

3. If your married make sure you and your spouse are on the same policy.
Yes even if you have a DUI or DWI keep or combine your policies because together it will save you money.

4. Change your deductible!
If you have a $100 deductible that means your not getting a discount. If you raise your deductible to $500 you can save up to 10% on your regular car insurance and if you can afford $1,000 deductible that can save you up to 25%. If you can't afford that now you can soon and here's how. First thing you do is open a bank savings account and start making monthly payments to yourself until you get to the deductible limit. The next thing you do is leave it alone and never touch it until needed. Over time the interest will grow and you will have an emergency fund for those rainy days.

I hope this has helped you get the best price and helped get you Cheap SR22 Insurance ! You have nothing to lose and everything to gain from shopping around to get Cheap SR22 Insurance !