SR22 Insurance Texas

SR22 Insurance Texas, If you need to buy SR22 Insurance in Texas then you are considered a high risk driver. So you will be paying a lot more for car insurance not to mention the added expense of buying SR22 Insurance.
I will try my best to give you basic Texas SR22 Insurance and then show you some tips to help lower the cost.

Why would you need SR22 Insurance in Texas?
If you have been convicted of a (DUI) Driving Under the Influence or have been convicted of driving without Insurance then you then you will need to file SR22 insurance in Texas. This will be a mandatory for 2 years from the date of the conviction.

Tips to help you save money on your Texas SR22 Insurance
  • The best way to save money and get cheap SR22 Insurance in Texas will be to shop online. That will help you save some money but to really get a good deal you need to add your regular car insurance as well. By combining these to policies the savings can be substantial. So get a car insurance estimate when you can.
  • Check with at least five companies when getting your SR22 insurance Rates so you can compare all the estimates, do not take the first choice you can always go back to that company if they had the best deal.
  • If you have an older car and its paid off, you might want to consider dropping full coverage and just get liability insurance coverage. This will help you lower the cost of your overall insurance cost.
  • Take a drivers safety course, even if your a high risk driver some companies will still reward you for being responsible.
SR22 Insurance Texas - I know it sucks that you need to get SR22 Insurance, because I myself have had to do this. Just remember its only temporary and in time you wont be a high risk driver and then you can save big time on your insurance.

Texas requirements for the minimum liability coverage
The liability insurance requirement for Texas to protect others in the event of an accident?

The minimum limits that you must have are:
  • $25k Property Damage
  • $25k Per Person Bodily Injury
  • $50k Per Accident Bodily Injury
Even those these are the minimum levels I do no recommend using them. I recommend you talk to your agent and use what they recommend. You must have at least these minimums for SR22 Insurance Texas.